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Scalapay - How does it work?


The innovative payment method to immediately buy what you want and pay it in 3 convenient installments of the same amount, without interest.

  1. Use Scalapay for purchases up to € 1500

  2. Select Scalapay at checkout

  3. Receive the link for payment with Scalapay via email, sms or whatsapp

  4. Create an account in minutes. Scalapay accepts all major credit, debit and prepaid cards of the VISA, MASTERCARD and AMERICAN EXPRESS circuits.

  5. Pay in 3 installments, without interest

  6. At the time of purchase you will be charged the first installment on your card. The next 2 installments will be charged to you on a monthly basis.

  • First installment: at the time of purchase

  • Second installment: 1 month from the day of purchase

  • Third and last installment: 2 months from the day of purchase.

Scalapay will inform you a few days before the expiry of each installment via SMS and email.

  1. In the event of a refund, the cancellation policies signed at the time of purchase are valid.


  1. You must be of legal age

  2. If the automatic payment of the installment is not successful, you will have 24 hours to complete the payment directly from your Scalapay account

  3. If this does not happen, Scalapay will apply late payment fees as explained below:

  • Payment made by the due date = no additional costs!

  • Payment made with more than 1 day of delay = up to 6 euros of additional costs

  • Payment made over 1 week late = additional 6 euros (in addition to the first commission, up to a maximum of 12 euros for each payment)

The total cost of the commissions cannot exceed 15% of the loan value (second and third installments).

  1. Visit for all conditions

To know

  1. Our systems evaluate each order individually at the time of purchase and not all orders are approved. Whenever possible, we will let you know the reason for the refusal but often for security reasons we are unable to provide a detailed explanation.

  2. Approval does not depend on availability on your card.

For more information visit